Rates
Interest Rates change on a daily basis, call (325) 347-6324 for more information.
Current Rates
The APY* is based on an account with an opening balance of $1000.00 and a term of 1 year.
A withdrawal of interest will reduce earnings.
Rates Current as of 10/03/2022
Certificate of Deposit Rates
| Rate | APY* | |
|---|---|---|
| 3 month/91 day | 0.60 | 0.60 |
| 6 month/182 day | 0.90 | 0.90 |
| 12 month/365 day | 0.95 | 0.95 |
| 18 month/547 day | 1.00 | 1.00 |
| 24 Month/730 day | 1.05 | 1.05 |
| 36 month/1095 day | 1.20 | 1.21 |
| 48 Month/1440 day | 1.60 | 1.61 |
| 60 month/1825 day | 1.65 | 1.66 |
Rate
3 month/91 day
0.60
6 month/182 day
0.90
12 month/365 day
0.95
18 month/547 day
1.00
24 Month/730 day
1.05
36 month/1095 day
1.20
48 Month/1440 day
1.60
60 month/1825 day
1.65
APY*
3 month/91 day
0.60
6 month/182 day
0.90
12 month/365 day
0.95
18 month/547 day
1.00
24 Month/730 day
1.05
36 month/1095 day
1.21
48 Month/1440 day
1.61
60 month/1825 day
1.66
Jumbo Certificate of Deposit Rates ($100,000 + Balance)
| Rate | APY* | |
|---|---|---|
| 3 month/91 day | 0.70 | 0.70 |
| 6 month/182 day | 1.00 | 1.00 |
| 12 month/365 day | 1.20 | 1.21 |
| 18 month/547 day | 1.30 | 1.31 |
| 24 Month/730 day | 1.40 | 1.41 |
| 36 month/1095 day | 1.45 | 1.46 |
| 48 Month/1440 day | 1.95 | 1.96 |
| 60 month/1825 day | 2.00 | 2.02 |
Rate
3 month/91 day
0.70
6 month/182 day
1.00
12 month/365 day
1.20
18 month/547 day
1.30
24 Month/730 day
1.40
36 month/1095 day
1.45
48 Month/1440 day
1.95
60 month/1825 day
2.00
APY*
3 month/91 day
0.70
6 month/182 day
1.00
12 month/365 day
1.21
18 month/547 day
1.31
24 Month/730 day
1.41
36 month/1095 day
1.46
48 Month/1440 day
1.96
60 month/1825 day
2.02
Account Rates
| Rate | APY* | ||
|---|---|---|---|
| Savings | 0.10 | 0.10 | |
| Youth Savings | 1.00 | 1.01 | |
| Money Market Tiered Account | 0.20 | 0.20 | Balance $1.00 - $49,999.99 |
| Money Market Tiered Account | 0.40 | 0.40 | Balance $50,000.00 - $99,999.00 |
| Money Market Tiered Account | 0.70 | 0.70 | Balance $100,000.00 - $499,999.99 |
| Money Market Tiered Account | 0.85 | 0.85 | Balance of $250,000.00 - $499,999.99 |
| Money Market Tiered Account | 1.00 | 1.00 | Balance over $500,000.00 |
| NOW | 0.05 | 0.05 | |
| Key Club NOW | 0.25 | 0.25 | |
| Traditional IRA - 1 Year Variable Rate** | 1.45 | 1.46 |
Rate
Savings
0.10
Youth Savings
1.00
Money Market Tiered Account
0.20
Money Market Tiered Account
0.40
Money Market Tiered Account
0.70
Money Market Tiered Account
0.85
Money Market Tiered Account
1.00
NOW
0.05
Key Club NOW
0.25
Traditional IRA - 1 Year Variable Rate**
1.45
APY*
Savings
0.10
Youth Savings
1.01
Money Market Tiered Account
0.20
Money Market Tiered Account
0.40
Money Market Tiered Account
0.70
Money Market Tiered Account
0.85
Money Market Tiered Account
1.00
NOW
0.05
Key Club NOW
0.25
Traditional IRA - 1 Year Variable Rate**
1.46
Savings
Youth Savings
Money Market Tiered Account
Balance $1.00 - $49,999.99
Money Market Tiered Account
Balance $50,000.00 - $99,999.00
Money Market Tiered Account
Balance $100,000.00 - $499,999.99
Money Market Tiered Account
Balance of $250,000.00 - $499,999.99
Money Market Tiered Account
Balance over $500,000.00
NOW
Key Club NOW
Traditional IRA - 1 Year Variable Rate**
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL
*Annual Percentage Yield
**Variable Rate Subject to Change Daily
Please ask a teller for more information.
Fees may reduce Earnings
