Regular Checking
A harvest of valued services!
- Minimum deposit of $250.00 required to open account
- Maintain a minimum of $1,000.00 to avoid a $10.00 monthly service charge plus a $0.10 per check or ACH debit charge
- (At any point during the month, the
balance fallsbelow the $1,000.00
the service charge will apply)
- (At any point during the month, the
- Unlimited check writing and debit card usage
- E-statements available
- 24-Hour Online Account Access – BillPay and Mobile Banking
- Mobile Banking
- FDIC Insured
- Complete disclosure given on account opening
Eco Checking
The no frills account! Simple and Easy!
- Minimum deposit of $250.00 required to open account
- Monthly account fee of $5.00 regardless of balance
- Debit Card only (no checks allowed on this account)
- E-Statements only (no paper statements will be mailed on this account)
- 24-Hour Online Account Access – BillPay and Mobile Banking
- FDIC Insured
- Complete disclosures given upon account opening
Student Checking Account
A checking account designed just for students to learn the basics of money management!
- No minimum balance required to open account
- No monthly service charge regardless of balance
- Age limit: 18 years or younger
- Unlimited check writing
- E-statements available
- Debit card available with a valid photo ID
- 24-Hour Online Account Access – BillPay and Mobile Banking
- FDIC Insured
- Complete disclosure given on account opening
Key Club Checking
- Minimum deposit of $250 required to open account
- No minimum balance – you pay the same account fee each month for benefits
- Accidental Death & Dismemberment Insurance
& Common Carrier Insurance
- Accidental Death & Dismemberment Insurance
- Unlimited check writing and exclusive club checks at no charge
- Plus unlimited debit card usage
- See complete brochure for more benefits included
Key Club ins't a plain vanilla checking account, it comes with sprinkles galore!
Key Club Benefits
Small Business Checking
- Minimum deposit of $250.00 required to open account
- Maintain a minimum of $1,500.00 to avoid a $10.00 monthly service charge
- (At any point during the month,
the balance falls below the $1,500.00
the service charge will apply)
- (At any point during the month,
- Transactions per month - 50 free - additional transactions are $.25 per item
- BillPay included
- E-statements available
- 24-Hour Online Account Access – BillPay and Mobile Banking
- FDIC Insured
- Complete disclosure given on account opening
Now Account
A checking account that earns interest while you enjoy easy access to your funds!
- Minimum deposit of $250 required to open account
- Maintain a minimum of $1,500.00 to avoid a $10.00 monthly service charge plus a $0.25 per check or ACH debit charge
- Interest bearing account
- Unlimited check writing and debit card usage
- 24-Hour Online Account Access – BillPay and Mobile Banking
- FDIC Insured
- Complete disclosure given on account opening
Key Club NOW Checking
- Minimum deposit of $250 required to open account
- Maintain a minimum of $1,000.00 to avoid a $8.00 monthly service charge
- You pay the same account fee each month for benefits
- Accidental Death & Dismemberment
Insurance & Common Carrier Insurance
- Accidental Death & Dismemberment
- Interest bearing account
- Unlimited check writing and debit card usage
- See complete brochure for more benefits included
- 24-Hour Online Account Access – BillPay and Mobile Banking
- Exclusive Club Checks at no additional charge
- FDIC Insured
- Complete disclosures given upon account opening
Key Club ins't a plain vanilla checking account, it comes with sprinkles galore!
Key Club Benefits
Money Market Account
- Minimum deposit of $250 required to open account
- Maintain a minimum of $2,500.00 to avoid a $10.00 monthly service charge
- Interest bearing account based on a Tiered balance
- Tiered Balance $1.00-$49,999.99
- Tiered Balance $50,000.00-$99,999.99
- Tiered Balance $100,000.00 and above
- Interest is calculated by the daily balance method and credited monthly
- Transaction limit – 6 withdrawals or transfers per month or cycle period (only 3 of these transactions can be checks)
- No debit card on this account
- 24-Hour Online Account Access – BillPay and Mobile Banking
- FDIC Insured
- Complete disclosure given on account opening
Regular Savings Account
- Minimum deposit of $250 required to open account
- Maintain a minimum of $100.00 to avoid a $5.00 monthly service charge
- Interest bearing account
- Interest is calculated by the daily balance and
credited semi-annually
- Interest is calculated by the daily balance and
- Semi-annual statements
- Transaction limit – 6 withdrawals or transfers per month - $3.00 per additional transaction
- E-statements are not available for this account
- No debit card on this account
- 24-Hour Online Account Access – Mobile Banking
- FDIC Insured
- Complete disclosures given upon account opening
Youth Savings Account
- Minimum balance of $100.00 required to open account
- Maintain a minimum of $100.00 to avoid a $2.50 monthly service charge
- Age limit: 18 years or younger
- Interest bearing account
- Interest is calculated by the daily balance and credited semi-annually
- Semi-annual statements
- Transaction limit – 6 withdrawals or transfers per month - $3.00 per additional transaction
- E-statements are not available for this account
- No debit card on this account
- 24-Hour Online Account Access – Mobile Banking
- FDIC Insured
- Complete disclosures given upon account opening
Certificate of Deposit
- Minimum balance of $1,000.00 to open account
- Early withdrawal penalty will apply
- Deposits can be made to the CD during term
- Variable rate may change at any time after opening
- Rate information available by calling the bank
- FDIC Insured
- Complete disclosure given on account opening
