(Eff. 12/01/07) $100.00 minimum balance required to open account
 

Flat rate monthly service charge with no minimum daily
balance required
 

Unlimited check writing
 

Free distinctive personal checks
 

Discounts on many banking services and fees
 

Accidental Death & Dismemberment Insurance and Common Carrier Coverage included at no additional charge
 

Preferred loan rate upon approval with automatic payment
from checking account
 

Free Online Banking

Free Debit Card
 

Free 24-Hour Telephone Banking
 

FDIC Insured to $250,000 thru 12/31/2009
 

Complete disclosure given on account opening